Home > Riba (Interest) > Riba (Interest)- The Severity of Taking Part In Riba

Riba (Interest)- The Severity of Taking Part In Riba


Bismillaah hir Rahman nir Raheem

Eating Ribaa (Interest/Usury)

usu·ry n. Lending money at excessive or unlawful interest rates.excessive or unlawful interest.
in·ter·est n. a charge for borrowed money generally a percentage of the amount borrowed b : the profit in goods or money that is made on invested capital c : an excess above what is due or expected
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Great Sin No: 7
from the book: The Great Sins
written by: Al-Hafidh Abu Abdullah Muhammad Ibn Ahmad Ibn Uthmaan Adh-Dhahabi
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Allaah (the One Whome be ascribed all Perfection and Majesty) says:
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{O you who beleive! Be afraid of Allaah and give up what remains [due to you] from Riba [interest] [from now onward], if you are [really] believers. And if you do not do it, then take a notice of war from Allaah and His Messenger…} (Quran 2:278-279)
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Allaah (the One Whome be ascribed all Perfection and Majesty) says:
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{Those who eat Ribaa [interest] will not stand [on the Day of Resurrection] except like the standing of a person beaten by Shaitan…} (Quraan 2:275) up to
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{…but whoever returns [to Ribaa (interest)] such are the dwellers of the Fire they will abide therein} (Quraan 2:275)
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This is a strong – worded threat that whoever uses Ribaa (interest) after he is admonished that it is forbidden will abide in Hell-Fire forever. There is no might nor power but with Allaah (the One Whome be ascribed all Perfection and Majesty), the Exalted.
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The Prophet (May the Peace of Allaah be upon him) said: “Avoid the seven Great Sins.” His Companions said: “What are they O Messenger of Allaah?” He (May the Peace of Allaah be upon him) said:

“Ascribing other as partners with Allaah, practising magic, killing a soul (a believer) without any just cause, eating Ribaa (interest), eating up the orphans wealth, running away from the battlefield at the time of fighting, and to accuse chaste women, who never think of anything touching their chastity and are good believers.” (An Authentice hadith)
The Prophet (May the Peace of Allaah be upon him), said: “Allaah curses whoever earns Ribaa (interest), and the one who pays it.” (Muslim)

At-Tirmidhi added in his narration: “And those who witness it (riba -interest) and the one who writes its contract.” (An Authentic Hadeeth)
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The Prophet (sallallaaho alayhe wasalam) said:
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“Whoever earns Ribaa (interest), allows it, and writes its contract are all cursed by the Prophet Muhammad on the Day of Resurrection if they know that the contract is the one of Ribaa (interest) and know that it is forbidden).” (An authentic hadeeth, An-Nasai)
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Verses on Riba in The Noble Quran
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Surah Baqarah – Verse 275:
Muhsin Khan: Those who eat Riba (usury) will not stand (on the Day of Resurrection) except like the standing of a person beaten by Shaitan (Satan) leading him to insanity. That is because they say: “Trading is only like Riba (usury),” whereas Allah has permitted trading and forbidden Riba (usury). So whosoever receives an admonition from his Lord and stops eating Riba (usury) shall not be punished for the past; his case is for Allah (to judge); but whoever returns [to Riba (usury)], such are the dwellers of the Fire – they will abide therein.

276:
Muhsin Khan: Allah will destroy Riba (usury) and will give increase for Sadaqat (deeds of charity, alms, etc.) And Allah likes not the disbelievers, sinners.
277:
Muhsin Khan: Truly those who believe, and do deeds of righteousness, and perform As-Salat (Iqamat-as-Salat), and give Zakat, they will have their reward with their Lord. On them shall be no fear, nor shall they grieve.
278:
Muhsin Khan: O you who believe! Be afraid of Allah and give up what remains (due to you) from Riba (usury) (from now onward), if you are (really) believers.
279:
Muhsin Khan: And if you do not do it, then take a notice of war from Allah and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly (by asking more than your capital sums), and you shall not be dealt with unjustly (by receiving less than your capital sums).
280:
Muhsin Khan: And if the debtor is in a hard time (has no money), then grant him time till it is easy for him to repay, but if you remit it by way of charity, that is better for you if you did but know.
281:
Muhsin Khan: And be afraid of the Day when you shall be brought back to Allah. Then every person shall be paid what he earned, and they shall not be dealt with unjustly.
282:
Muhsin Khan: O you who believe! When you contract a debt for a fixed period, write it down. Let a scribe write it down in justice between you. Let not the scribe refuse to write as Allah has taught him, so let him write. Let him (the debtor) who incurs the liability dictate, and he must fear Allah, his Lord, and diminish not anything of what he owes. But if the debtor is of poor understanding, or weak, or is unable himself to dictate, then let his guardian dictate in justice. And get two witnesses out of your own men. And if there are not two men (available), then a man and two women, such as you agree for witnesses, so that if one of them (two women) errs, the other can remind her. And the witnesses should not refuse when they are called on (for evidence). You should not become weary to write it (your contract), whether it be small or big, for its fixed term, that is more just with Allah; more solid as evidence, and more convenient to prevent doubts among yourselves, save when it is a present trade which you carry out on the spot among yourselves, then there is no sin on you if you do not write it down. But take witnesses whenever you make a commercial contract. Let neither scribe nor witness suffer any harm, but if you do (such harm), it would be wickedness in you. So be afraid of Allah; and Allah teaches you. And Allah is the All-Knower of each and everything.
283:
Muhsin Khan: And if you are on a journey and cannot find a scribe, then let there be a pledge taken (mortgaging); then if one of you entrust the other, let the one who is entrusted discharge his trust (faithfully), and let him be afraid of Allah, his Lord. And conceal not the evidence for he, who hides it, surely his heart is sinful. And Allah is All-Knower of what you do.
284:
Muhsin Khan: To Allah belongs all that is in the heavens and all that is on the earth, and whether you disclose what is in your ownselves or conceal it, Allah will call you to account for it. Then He forgives whom He wills and punishes whom He wills. And Allah is Able to do all things.
285:
Muhsin Khan: The Messenger (Muhammad Sallalahu ‘Alayhe Wasallam) believes in what has been sent down to him from his Lord, and (so do) the believers. Each one believes in Allah, His Angels, His Books, and His Messengers. They say, “We make no distinction between one another of His Messengers” – and they say, “We hear, and we obey. (We seek) Your Forgiveness, our Lord, and to You is the return (of all).”

Surah ‘Ale-Imraan – Verse 130:
Muhsin Khan: O you who believe! Eat not Riba (usury) doubled and multiplied, but fear

Allah that you may be successful.

131:
Muhsin Khan: And fear the Fire, which is prepared for the disbelievers.
132:
Muhsin Khan: And obey Allah and the Messenger (Muhammad Sallalahu ‘Alayhe Wasallam)

that you may obtain mercy.

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